Observer Newsletter Summer 2023-2024

Observer Newsletter Summer 2023-2024

We trust everyone is well and not too over-burdened or stressed leading up to Christmas. We are pleased to attached our last newsletter of 2023 covering the following: 1. Ten common financial mistakes to avoid before retirement. 2. The impact of interest rates on...
How to Prepare to be Financially Fit in Retirement

How to Prepare to be Financially Fit in Retirement

One of the most common questions we hear people ask is “how much do I need to have a comfortable retirement without spending all my retirement savings?” The answer is a lot simpler than you may think. It is a basic mathematics equation, specifically: The...
Retiree Spending Patterns

Retiree Spending Patterns

The financial services industry may have underestimated the dramatic fall-off in retiree spending as retirees age, according to our analysis of real-world expenditure data. This is potentially a positive message for retirees and their advisers dealing with the...